| Prior to January 1, 2008 Benefits & Eligibility administered by A&I Benefit Plan Administrators, Inc. | ||
| Plan Overview | ||
| A&I administers the Select and Choice Medical Plans prior to January 1, 2008. We have also provided overviews of the Rx, Dental and Vision Plans as well. You can view highlights of these Plans by clicking on the tabs below. | ![]() |
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| Prescription Drug Plan | ||
The Select and Choice PPO plans offer two ways to save money on prescription drugs - through retail pharmacies and the mail order service. Both are administered by PharmaCare Management Services, Inc . Click on the tabs below for details. |
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| Definition of Drugs - What are generic, preferred, and non-preferred drugs? | ||
Generic Drugs |
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| Generic drugs have brand name equivalents but are significantly less expensive than the brand name.To be sure you pay the lowest co-payment, ask your doctor to prescribe generic medications, when appropriate. | ||
| Preferred Drugs | ||
| Preferred Prescription Drugs are brand name drugs that are effective for treating specific condition and are more cost-effective than equivalent non-preferred drugs. Often there is a choice of medications you can take for the same condition. One or more of these medications may be a preferred drug under this plan. | ||
| Non-Preferred Drugs | ||
| Non-Preferred Drugs are brand name drugs that are less cost-effective than preferred brand name drugs, but not more therapeutically effective than preferred brand name or generic drugs. Non-preferred drugs require a higher co-payment. Depending on your personal health care needs, there may be times when non-preferred drugs are right for you. In these situations, you will need to pay the non-preferred co-payment. | ||
Mandatory Generic Requirement: All prescriptions filled under the retail or mail order prescription drug program will be automatically filled with the generic version of medication (if one is available). Otherwise, you will be charged the difference in the price between the brand-name and generic version of that medication, pus the generic copay. THE LISTING OF PREFERRED BRAND DRUGS CAN BE OBTAINED FROM THE HUMAN RESOURCE DEPARTMENT OR YOU MAY REQUEST THE LIST FROM PHARMACARE. Important note: You will pay the non-preferred drug co-payment if a generic or preferred brand name drug is not available. |
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| All information provided on this web site is in summary and intended to provide highlights of your plans. We strongly recommend referring to the Plan booklet for complete details before making any decisions related to your eligibility, benefits and coverage. | ||